TY - GEN AU - Goozner,Merrill TI - Avoiding the death spiral SN - 0160-7480 PY - 2016///0912 KW - Health Benefit Plans, Employee KW - economics KW - Health Insurance Exchanges KW - Humans KW - Insurance, Health KW - Patient Protection and Affordable Care Act KW - Politics KW - United States N1 - Publication Type: Editorial ER -