TY - GEN AU - Cutler,David M AU - Finkelstein,Amy AU - McGarry,Kathleen TI - Preference Heterogeneity and Insurance Markets: Explaining a Puzzle of Insurance SN - 0002-8282 PY - 2018///0608 KW - Consumer Behavior KW - Health Risk Behaviors KW - Humans KW - Insurance Coverage KW - Insurance, Health KW - statistics & numerical data KW - Insurance, Life KW - Insurance, Long-Term Care KW - Insurance, Medigap KW - Risk KW - United States N1 - Publication Type: Journal Article UR - https://doi.org/10.1257/aer.98.2.157 ER -